So far, it is not all bad news. Well at least not for everyone. Medicare Part B premiums will not increase this year. However, for some California residents it may as well because the state will no longer pick up the bill for their Medicare Part B premiums. Social Security benefits recipient will receive the largest cost of living increase granted in 26 years…5.8%. So all is not totally loss…but these small gains will be offset by another Senior Citizen health care increase. A very important one! Medicare Part D premium and co-payments will increase for many of them. Medicare Part D covers prescription drugs.
Medicare and its various programs provide health care coverage for over 50% of the senior citizen population in the U.S. This is the only affordable health care option available to many of them. With the great majority of them living on a fixed income, even the slightest increase in one of their monthly expenses can result in cataclysmic ripples thru their economic well being. With 48 of the 54 available Medicare Part D plans expecting to raise premiums anywhere from 8% to 63%, it is not difficult to understand the anxiety and scary scenarios concerning basic survival that is plaguing some of the seniors.
Add to this, a decrease in the number of no premium due Extra Help plans, beneficiaries increased co-pay responsibilities and a move to encourage enrollment in generic drugs programs even though many brand name drugs have no generic alternative, and it …
The health benefits of chocolate have been debated for years. There is little doubt that cocoa does offer some antioxidant effect. According to Katherine Zeratsky, R.D., L.D. from Mayo Clinic, cocoa beans contain flavanols, which can assist in repairing cell damage from heart disease. Eating chocolate may also help lower blood pressure. It all sounds real good, but don't jump on the chocolate band wagon just yet.
Of all forms of chocolate, dark chocolate has the most health benefits because it contains the most cocoa. When you walk down the candy aisle at the local store, you may see bars displaying the percentage of cacao. This is the amount of cocoa in the product. The more cacaos the bar has, the more antioxidants it contains. Overall, one square of dark chocolate has more benefits that some fruits, such as strawberries. In fact, dark chocolate contains 8 times as many antioxidants as strawberries.
At least one corporation has turned healthy chocolate into a business. Xocai is marketed by MXI Corp. for its antioxidant properties. According to the manufacturer, Xocai improves oxygen radical absorbance capacity (ORAC). Now I don't know what that means exactly, but it sounds nifty. Brunswick Laboratories tested the Xocai products and did support the reports coming from MXI Corp. The problem is Bruswick doesn't know what ORAC means either or how much is a good thing.
One strategy that MXI Corp. uses for the Xocai products is weight loss that focuses on meal …
With the price of food skyrocketing at an alarming rate, it is becoming difficult for families to stretch their budgets. Everybody has seen articles online and in magazines on how to save money at the grocery store. Some of these tips may sound similar to those articles and some might be something new to think about.
Eliminate junk food
Do your shopping without the distraction of kids or spouses. Taking these people along on a shopping trip will make junk food magically appear in the cart that was not on the list. This is an old tip but one worth repeating. It is very important.
Water or milk instead of soft drinks
If people would only use colas and sodas as a treat, so much money could be saved. A healthy diet requires water and a lot of it. This is something you can get right from your tap at home. If you are concerned about the quality of your tap water, purchasing a filter to improve the quality of that water is still going to be cheaper that the amount of money spent on soft drinks. Milk is something that children should be drinking. Having milk in the house that is competing with soft drinks only makes that milk go bad because nobody drank it. That is a waste of money.
Purchasing fresh fruits in quantity
When fruit is in season, it is so much cheaper to purchase. This can be purchased in such quantities some of it can …
Fertility herbs for healthy sperm are popular and relatively inexpensive. These are some facts about Horny Goat Weed and other common fertility herbs along with shopping information.
Fertility Herbs for Healthy Sperm: Overview
The Mayo Clinic and other medical authorities cite the scarcity of research conducted in relation to most fertility herbs and the lack of compelling evidence for any herbal supplements in promoting healthy sperm and treating fertility. However, people have been using them for centuries and many of these herbs have not been associated with any major negative side effects for most people. So these are some facts if you want to experiment with Horny Goat Weed and some other fertility herbs with less colorful names.
Fertility Herbs for Healthy Sperm: Horny Goat Weed and Other Herbs
Horny goat weed is a herb that grows in Japan, Korea, and China with the scientific name Epimedium grandiflorum. It's often used in Chinese herbal medicine where it may be called Chien-Hsieh or Yin-Yang-Hua. Horny Goat Weed is believed to improve sexual performance by increasing testosterone production, and helping to cure impotence, spermatorrhea, and premature ejaculation. It's also widely used in China and Japan as an aphrodisiac. There are no major safety concerns except contraindications for pregnant women and people who are hypersensitive to Epimedium. Other fertility herbs used to promote healthy sperm include including ginseng, maca root, and yohimbe bark extract. Speak with your doctor before trying these herbs as you may not be able to take them if …
Some people might find it weird, but health benefits of electronic massager were recognized centuries ago. People in ancient Roam were using electric fish to cure muscle pain, increase blood flow, and also for electronic stimulation. Muscle pain can slowly but certainly restrict your range of motions. It can reduce your work efficiency and cause many troubles in your daily routine. Therefore, it is necessary to cure muscle strain and pain as soon as possible. Electronic massagers offer a wonderful solution for this issue. That’s why it is widely used across the globe.
It is user-friendly and quite beneficial for your health:
Electronic massagers are available everywhere. You get various types of massagers to choose from and all of them are easy to use. You just need to check the instruction manual and start using it. Some massagers come with pods, which you need to place on your muscles. These pods will stimulate your muscles and you will feel much better.
The days of complicated massaging units are over. Modern electronic massagers are super user-friendly and anyone can use them. You can easily customize the settings according to your requirements and enjoy the massage at home.
Nerve retraining properties:
Nerve damage can be a big cause of severe pain and restricted motions. People experience pain when nerves cannot send indicators accurately. It causes discomfort and pain. You can use an electronic massager to retrain those nerves. Electronic massagers are designed to perform this task in a flawless manner.
Spa treatments do not have to come with a hefty price tag. They don’t even have to involve leaving the house! If you have a few minutes to combine a few ingredients, and a little time to relax by yourself, you can do a homemade spa treatment. Best off all, you may already have most of the ingredients in your kitchen. Homemade hair treatments are easy to do. If you have oily hair, try mixing two parts lemon juice to one part water. Just dip your comb in the solution, comb through your hair, and you’re done.
A homemade mask can be made for dry hair: mix one teaspoon coconut oil, one teaspoon honey, and one egg. Massage it into your hair and let it sit for 20 minutes. Then shampoo and rinse well.
You can also do a spa treatment for hair prone to flyaways. Rinse your hair with beer after shampooing, or spray it onto your hair after you get out of the shower. Use the beer at room temperature.
If you have color treated hair, there is a homemade spa treatment for you too. Mix one tablespoon cider vinegar with two ounces of mayonnaise. Let it sit on your hair for one hour.
While these different hair treatments sit on your hair, why not continue pampering yourself? Make yourself a bubble bath by mixing the following: 3-4 drops perfume, 4-5 drops of glycerin, 4 drops of food coloring, one cup of Epsom salts, and a half cup …
Known as one of the top luxury eco-friendly hotels the Hawaiian Island Retreat & Spa on the Big Island of Hawaii is one of the most inviting and incredibly beautiful resorts in all of the Hawaiian Islands. Located at 250 Maluhia Road, Kapaau, Hawaii, the Hawaiian Island Retreat & Spa at first site makes you want to move immediately.
Offering views of the North Kohala Coast and surrounded by luscious gardens full of flowers and organic produce, the Hawiian Retreat & Spa might just be paradise with an earth friendly twist.. Hawaii is such a splendidly beautiful place that it really is hard to find a resort you don’t like. Finding line that you take a liking to however creates a whole new look at vacation planning. The Hawaiian Island Retreat & Spa is set on 55 acres of one of the eco-friendly resorts on the islands and is home to one of the top spas the Maluhia Spa. Ideal for lovers of spa destinations you will find a visit to the Maluhia Spa to be one you will long for as you are treated like royalty and rubbed with healing products made of aloe vera, papaya and Hawaiian noni.
Then there are the comfortable guests accommodations at the Hawaiian Island Retreat & Spa which offers options on views but all of which are beautifully adorned and feature island themed comfort and hospitality in elegant green living space. In-room amenities include luxury linens, organic bath and beauty products, personal water …
One of the most luxurious and newest resorts to grace the white sand beaches of Puerto Vallarta is the Garza Blanca Preserve Resort & Spa which offers a private escape for the most discreet of travelers. Set amidst the Sierra Madre Mountains and an ecological preserve, the seaside property is set on unspoiled territory surrounded by local jungles and exotic flora and fauna. Ideal for the individual looking for a private romantic location, the luxury property offers exquisite accommodations in a beautiful setting. Garza Blanca Preserve Resort & Spa in Puerto Vallarta is a luxury property adorned with travertine floors, polished wood and contemporary décor. Guests of the property have access to beautiful large rooms adorned by a wall of windows that provide views of the natural surroundings of the tropical region. The high-end resort offers 50 luxury guest suites in addition to 5 penthouse suites, which are all beautifully designed and feature living and dining areas. Other amenities include marble bathrooms, luxury linen, state-of-the-art entertainment systems, WiFi and more. Garza Blanca Preserve Resort & Spa is in a very private location and ideal for guests in need of discrete privacy. At your request a personal assistant can also be assigned to you.
Puerto Vallarta is just 10 minutes away from the resort allowing guests of the Garza Blanca Preserve Resort & Spa an opportunity to explore the quaint city full of shops, restaurants and galleries. History buffs have the opportunity to visit the ancient Mayan pyramids for which the …
Casa Dorado Los Cabos Resort and Spa in Los Cabos, Mexico is the ideal choice for a luxury vacation destination that is central to everything including shops, restaurants and the beach. Located on the shores of Medano Beach, Casa Dorado Los Cabos Resort and Spa is within walking distance of shopping, fine dining, nightlife and much more.
Offering ocean views of the San Lucas Bay guest’s accommodations at Casa Dorado Los Cabos Resort and Spa feature a host of amenities to provide a home away from home for guests. Available in one or two bedroom suites guest accommodations feature state-of-the-art electronics, Jacuzzi tubs, private terraces, spa style amenities, tiled floors, beautifully adorned décor and luxury bedding, luxury bath products and much more. Many rooms depending on the category also feature kitchenettes.
On-site amenities at the Casa Dorado Los Cabos Resort and Spa include an incredible spa, the Saltwater Spa, which offers a menu of world-class body and facial treatments in addition to massage therapy. The resort also features a private beach club, three restaurants which serve international and regional cuisine in addition to several bars and lounges. The Casa Dorado Los Cabos Resort and Spa also has two swimming pools and offers guests a host of water activities.
While vacationing at Casa Dorado Los Cabos Resort and Spa guests have access to an assortment of exciting activities including golf, fishing, adventure explorations, swimming, snorkeling, parasailing, dolphin encounters, horseback riding, sightseeing, shopping junkets and much more.
Every women loves a bit of pampering. You don’t have to wait to pay for an expensive day spa to pamper yourself. Nor should you wait for your birthday or anniversary to be treated to a spa. You can be beautiful and gorgeous every day by turning your own bathroom into your personal, luxurious, private spa sanctuary. There are a few simple ways to transform your bathroom into a beautiful, relaxing spa on a budget. Here are a few tips to create a spa in your bathroom: Candles. Candles change the energy in the room and are gorgeous. The more candles the better. There are some luxury candles on the market, like Jo Malone that cost over $50 for one candle. You don’t have to spend this kind of money to fill your bathroom with candles. I love the look of stacking jar candles on top of each other in a pyramid style. You can find jar candles at the dollar store. Tea lights are also great candles to buy. They usually come in packs in great amounts for a couple of dollars. You can make candle holders from just about anything. Look in your kitchen for jars you are finished with, wash the label off and you have a gorgeous candle. Scented candles are best for atmosphere and relaxation. Pick a scent that is not overpowering but sensual and luxurious. Vanilla is a great scent for candles. For extra luxury, put floating candles in your bathtub.